Privacy Policy

Gynger, Inc. (“Company”, “we” “our” or “us”) has developed this “Privacy Policy” to explain how we collect, use, and disclose your Personal Information (each as defined below and, together “Information”) that we collect in connection with your use of our website and financing platform and services provided therein (collectively, the “Website”). We collect a wide variety of information including both Personal Information and Non-Personal Information.

By using the Website, you are accepting the policies and practices described in this Privacy Policy. Each time you visit the Website or provide us with information you agree that you are consenting to our use and disclosure of the information that you provide, and consenting to receive emails, in each case as described in this Privacy Policy. To clarify, “Personal Information” in this Privacy Policy, means information about you that is personally identifiable to you, such as your name, residential address, e-mail address, or phone number (both cell and landline numbers), , social security numbers, as well as other non-public information that is associated with the foregoing, such as business operational information. “Non-Personal Information” means information that is not associated with or linked to your Personal Information. Non- Personal Information does not enable identification of or contact with you as an individual person or other individual persons. Such information can include, age (but not birth date), gender, education and other demographical information. In addition, your business’s financial account information, business names and tax identification numbers, any credit offers and terms including any modifications, and payment history data shall be understood to be Non-Personal Information.

How We Collect Information

We receive and store the information you give us through or in connection with the Website. When you submit information through the Website and related websites linked to the Website, we collect whatever information you include.
As you use our Website, we may also passively collect certain information, including your IP address, browser type, domain names, access times, and operating system. We may also use Cookies, clear GIFs, and navigational data like Uniform Resource Locators (URLs) to gather information regarding the date and time of your use of the Website. This type of information is collected to make our Services more useful to you, to provide better promotions, and to help us improve our operations. An “IP address” is a number that is automatically assigned to your computer by your Internet access provider when you use the Internet. In some cases, your IP address stays the same from browser session to browser session; but if you use a consumer internet access provider, your IP address may vary from session to session. We may track IP addresses solely in conjunction with session cookies to analyze our web page flow.
“Cookies” are small pieces of information that a web site sends to your computer’s hard drive while you are viewing a web site. We may use both session Cookies (which expire once you close your web browser) and persistent Cookies (which stay on your computer until you delete them). Persistent Cookies can be removed by following Internet browser help file directions. Our cookies do not contain any personally identifiable information and do not infiltrate your hard drive to gather confidential information; our cookies are not “spyware” or “malware.”

How We Use Information

We use your Information, where allowed by applicable law, to help you fulfill requests for Services provided by us, to verify your information, and to generally gather information to make our business better. We disclose your Information to specific third party lenders and service providers (collectively “Providers”), such as credit bureaus, banks, and other financial institutions, in order to verify the information provided by you, to obtain background checks and other public and non-public information, including business credit scores and financial information, in order for us to assess the viability of risks of doing business with you and in order to provide the Services. By providing this information through the Website, you are consenting to the disclosure of your Information to Providers.
Our staff may contact you to participate in our surveys, polls and focus groups. If you are not interested, you can opt out by clicking on the unsubscribe link provided. From time-to-time, we may create Non-Personal Information from Personal Information by excluding information (such as your name and other contact information) that would personally identify you. Generally, we use this Non-Personal Information in statistical analysis to help us analyze patterns in the use of our business. We reserve the right to use and disclose Non-Personal Information in our discretion.
We may disclose certain Non-Personal Information to SaaS vendors with whom you are purchasing products. Specifically, we may disclose your business’s business name, any credit offers and terms you received from Gynger or Providers including any modifications thereof, and payment history data.

Links to Other Sites

The Website site may contain links to other sites. We are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the privacy statements of each website that collects personally identifiable information. This privacy statement applies only to the Website and information collected by us.

Disclosure of Information

We use your Information to make the site easier for you to use by not making you enter your information more than once, where able. It helps you complete requests of Services provided by us. We do not sell, transfer, or otherwise disclose your Personal Information to third persons except as set forth above. We may however, aggregate Non-Personal Information and disclose that to our trading partners or other industry partners.
Also, if you have come to our website by following a link from one of our affiliates or business partners, they may use the information consistent with their privacy policy instead of this Privacy Policy. Since we do not control how they may use your information, we encourage you to read their privacy policies. In addition, we may disclose your Information to third parties with whom we have a relationship, including our Providers.
In addition, we may disclose your Information: (a) if such disclosure is made to comply with the law or an order issued by a court or an authorized administrative agency, respond to a subpoena, legal process, warrant, court order or to protect the rights or property of the Company or its affiliated companies, prevent a crime, or protect the personal safety or rights of others;
(b) to Providers for the purpose of providing the Services on our behalf, such as customer service (help), credit card processing, information technology services, and hosting services;
(c) as part of a merger or consolidation, or part of the sale of all or substantially all the stock or assets of the business to which the information pertains; and
(d) as part of a disposition in a bankruptcy proceeding in a transaction approved by the bankruptcy court.
When you voluntarily display or distribute Information on the Website or in other ways, that information can be collected and used by others. This may result in unsolicited messages from third parties. We cannot be responsible for Information you voluntarily display, disclose or distribute on the website or in any other way.
We will share some or all of your Information with our affiliates, in which case we will require our affiliates to honor this Privacy Policy.

How to Limit the Ability of Others to See Your Information

Information you provide to us may reveal your identity. It is up to you to make sure you are comfortable with the information you provide. Company does not have any obligation to modify: (1) potentially identifying information, or (2) remove or mask information that may identify you.

Security

We do not store the information we collect directly on our systems but rather utilize Providers to store the information. Accordingly, the privacy policies of those Providers may be applicable. We reserve the right to change Providers without notice to you.

User Feedback

If you provide feedback, any such comments and any email we receive becomes the property of the Company. We may use feedback for marketing purposes or to add to or modify our business operations without paying any royalties or other compensation to you.

Changes

This Privacy Policy is subject to occasional revision, and if we make any material changes to it, we will post an alert on the Website. If you object to any such changes, you must cease using the Website. Continued use of the Website following notice of any such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes. All such changes will apply to previously collected information. The latest date of any change will be noted below.

Contact

If you have questions or concerns about our Privacy Policy, please contact us at support@gynger.io