For buyers

Pay tech bills on your terms

Pay, finance, and streamline all of your technology payables with Gynger.

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Grow with Gynger

Strengthen cash flow

Pay any tech bill on flexible terms to reduce burn, smooth out hefty expenses, and unlock discounts with your suppliers.

Simplify your payables

Consolidate expenses, organize AP, and customize how and when you wish to pay technology bills.

Hit your growth goals

Access the technology you need to build your product, optimize operations, and hit go-to-market goals without sacrificing budget.

Flexible payments, re‑imagined

Bill financing

Gynger pays your tech bills upfront so you can pay over time on terms you choose. Simply import your payables via no-code integration or manual upload.

Reimbursement capital

Put working capital back into your pocket by submitting past tech bills to Gynger for reimbursement.

Virtual card

Spread out hefty expenses, manage monthly recurring payments, and organize your AP. Get lower APR than traditional credit cards and more flexible terms than your standard charge card.

Convenience, powered by AI

Fast approvals

Get next-day approval for non-dilutive payment solutions with AI-powered data integrations and pre-qualification.

No-code integrations

Gynger embeds seamlessly into your existing workflows through turn-key integrations with your accounting system, bank, and or CRM.

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Fast approvals

Sign up in minutes, unlock next-day approval, and begin submitting your tech bills for flexible financing through the Gynger platform.

Flexible payment terms

Gynger offers a range of flexible term options that allow buyers of technology to manage their payables in accordance with the unique needs of their business.

No dilution or commitment

Gynger offers non-dilutive financing without warrants, commitments, or usage requirements.

Seamless integration

Gynger seamlessly embeds into your existing work flows and systems with no-code integrations to all major CRM, accounting, and banking platforms.

Smart and actionable

Personalized insights and recommendations designed to help businesses bundle bills smarter, renew contracts proactively, and declutter payables.

FAQs

What can Gynger do for buyers of technology?

Gynger helps businesses buying tech save money, preserve cash flow, and simplify their payments by seamlessly financing software and infrastructure expense in one dashboard.

What are the unique advantages of Gynger for buyers?

Gynger enables you to use your cash for growth and pay for tech on your terms. With Gynger, you can:

  • Smooth out cash flow
  • Unlock discounts by paying upfront (and pay Gynger back later)
  • Consolidate bills
  • Customize how and when you pay for technology
  • Access mission critical tech the moment you need it

How is Gynger different from other financing options?

  • Compared to traditional lending, Gynger is purpose-built for early stage companies to access capital quickly.
  • Compared to venture capital, Gynger’s flexible payment solutions are non-dilutive.
  • Compared to other alternative financing solutions, Gynger offers more flexible terms, reimburses past bills, issues a genre-defying virtual card for strategic spend management, and hosts a consolidated platform for managing all tech spend.

What is flexible finance?

Flexible finance is an alternative financing approach that allows businesses to spread purchase costs while customizing payment terms to suit their specific needs. Unlike traditional lending options with rigid structures, flexible finance enables adjustments to repayment periods, frequency, and amounts. The key advantage is adaptability, helping businesses align financing with their unique financial situations and growth trajectories.

How do I finance software?

To finance software purchases, you make an account with Gynger and use it to pay your software invoices. The invoice is paid upfront by Gynger to your vendor, and then you pay Gynger back over time. With Gynger, you have the flexibility to choose terms that fit best for your business: net 30, 60, and 90; 3, 6, 9, and 12 month payments.

What is a virtual card?

A virtual card is a digital payment solution linked to your Gynger account. Unlike traditional plastic, physical cards, virtual cards exist entirely online, with a unique virtual card number generated for your transaction. They offer the convenience of electronic payments with added layers of security and control. You can use your card to pay for tech expenses and spin up new cards by team or by project to manage spend.

How long does it take to apply and get approved?

It only takes a few minutes to sign up, and approval can happen as soon as 24 hours. Once approved, we’ll pay your vendor as soon as the next business day.

How much can I be approved for?

While the amount varies by business, we have a deep understanding of tech purchases and ensure you have what you need to access your mission-critical tech.

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questions?

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Over $100 million in contracts closed

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