FAQ

Frequently Asked Questions

What is a credit program?

It's the option for your customers to pay over time, offered under your own brand. You get paid upfront, your customer pays in installments, and Gynger runs the financing behind it.

Who is this for?
How is this different from using a lender or financing partner?
Do I have to use my own capital?
Do I have to replace my current lender?
Who takes the risk if a customer doesn't pay?
Does Gynger finance my own equipment or infrastructure?
What does it cost?
What platforms do you optimize for?

AI & SaaS Infrastructure

Build software that feels precise, powerful, and dependable.

Build software that feels precise, powerful, and dependable.

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.

AI & SaaS Infrastructure

Build software that feels precise, powerful, and dependable.

Build software that feels precise, powerful, and dependable.

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.

AI & SaaS Infrastructure

Build software that feels precise, powerful, and dependable.

Build software that feels precise, powerful, and dependable.

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.