FAQ

Frequently Asked Questions

What is deposit financing?

When reserving compute, buyers usually have to prepay part of the contract before it goes live, and that prepayment funds the deployment. Deposit financing closes that gap: Gynger pays you up front, and your customer pays once compute is delivered or on flexible terms.

Who does Gynger finance, the provider or the buyer?
Can Gynger finance deposits on reserved or committed compute capacity?
How is this different from using a lender or financing partner?
Do I have to use Gynger’s capital?
Do I have to replace my current lender?
Who takes the risk if a customer doesn’t pay?
Does Gynger finance my own equipment or infrastructure?
Can I use Gynger with a provider I already work with?
What does it cost?

Compute capacity, on terms.

Providing compute?

Remove the prepayment gap from your deals.

Buying compute?

Tell us what you need and see how you can finance it.

Not sure where to start?

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.

Compute capacity, on terms.

Providing compute?

Remove the prepayment gap from your deals.

Buying compute?

Tell us what you need and see how you can finance it.

Not sure where to start?

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.

Compute capacity, on terms.

Providing compute?

Remove the prepayment gap from your deals.

Buying compute?

Tell us what you need and see how you can finance it.

Not sure where to start?

© 2026 Gynger.io • 157 W 18th Street, Floor 5, New York, NY 10011 • SOC 2 certified

Gynger's business line of credit may be originated by Gynger directly or by Gynger's bank partner, Community Federal Savings Bank ("CFSB"), a New York State-chartered savings bank, Member FDIC. Gynger is a financial technology company, not a bank. All applications are subject to credit approval, underwriting, and verification. Rates, terms, and availability vary by applicant, state, and originating entity, and are not guaranteed. Nothing on this website constitutes an offer to lend or a commitment to extend credit.