We're kicking off 2026 with powerful enhancements designed to give B2B technology vendors more flexibility, control, and visibility across their payments and receivables operations. This month's updates focus on expanding how vendors structure offers, improving subscription management, and streamlining accounts receivable workflows. Here's what's new:

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Dynamic Upfront Payments

What is it?

We've expanded our upfront payment capabilities across all offers. While we introduced subscription support in 2025, many vendors still needed to collect various upfront costs—like hardware shipping, installation fees, or activation charges—before the rest of the invoice is paid over time. Now vendors can seamlessly combine immediate payments with extended payment terms in a single offer to customers.

How does it work?

• Navigate to the Gynger App

• Create or edit an offer and select "Upfront payment" to designate how much of the invoice is required to be paid upfront

• Provide payment terms that can be chosen by your customer for the remaining balance

Why is it helpful?

• Flexible payment structures: Vendors can collect upfront payments AND recurring payments simultaneously within one offer, each with different payment frequencies

• Real-world use cases: Perfect for hardware fees (like customer onboarding equipment), shipping costs, installation services, or activation charges that need to be paid immediately

• Streamlined process: Vendors can handle complex payment scenarios in one place without creating separate invoices or offers

Subscription Flexibility

What is it?

We're introducing two distinct subscription configuration options to match how vendors' businesses actually work: activation-based and anchor-based billing.

• Anchor-based: Set specific service start, service end, and billing start dates—ideal when vendors need precise control over billing cycles

• Activation-based (new): Subscription and billing begin automatically when payment is set up -perfect for immediate service activation

How does it work?

• Navigate to the Gynger App

• When creating a subscription offer, select the preferred configuration type

• For anchor-based: specify service start/end and billing start dates

• For activation-based: billing begins automatically upon payment setup

Why is it helpful?

• Business model alignment: Vendors can customize subscription offerings to match their operational workflow or customer expectations

• Billing control: Vendors choose exactly when billing cycles begin based on what makes sense for each customer

• Simplified activation: Reduces manual date management for subscriptions that should start immediately

AR Dashboard

What is it?

We've redesigned the accounts receivable dashboard with enhanced filtering and dynamic column capabilities to give finance teams the clarity they need.

• Receivables filters: Access pre-built filters for receivables that can be attached to payment offers or ones that are eligible for advancing cash against. These easy filters allow you to drill down by status and lifecycle stage to focus on what matters most

• Dynamic columns: Columns automatically adjust based on which filter is activated, showing only relevant information

How does it work?

• Navigate to the Gynger App

• Access the AR Dashboard

• Use the new filter options to segment receivables by status or lifecycle stage

• Switch between tabs to see dynamically optimized column views

Why is it helpful?

• Customized visibility: CFOs and finance teams can tailor their view to focus on urgent items, aging receivables, or specific customer segments

• Intuitive organization: Information is structured to match team workflows, making insights immediately actionable

• Faster decision-making: Teams spend less time hunting for data and more time managing cash flow, leveraging Gynger's embedded financing to turn AR insights into strategic action

Ready to see these features in action? Log in to your Gynger account or schedule a call with our team to learn more.